Goal Target
A/R cash recovery$100,000+ recovered in year 1
Revenue (Year 1)$6M (up from $5M)
Profit margin (Year 1)15% (up from 12%)
Net profit improvement$300,000+ at Year 1 targets
3-year revenue target$7M at 20% profit margin

The founders of a growing creative firm had built something real — three active service divisions, a capable team, and a client base spanning software development, web development, and digital marketing. Revenue had reached $5 million. But the financial picture was murky.

Multiple accounting systems created fragmentation and blind spots. Accounts receivable had aged to the point where a significant portion of cash was at risk. Decisions about growth were being made without a clear view of which work was actually profitable.

The leadership team had set ambitious targets: reach $7 million in revenue at 20% profit margin within three years. Getting there required more than effort — it required a clear picture of where they stood and a sequenced plan for closing the gap. They engaged Kathleen Riessen to conduct a Financial Assessment.

  • $5M in revenue at a 12% profit margin — below industry average
  • Three separate financial systems creating fragmentation, manual reconciliation burden, and inconsistent data
  • Over 60% of accounts receivable outstanding beyond 61 days — $351,000 in at-risk receivables representing 81% of total cash on hand
  • Cost of goods sold buried in the general expense ledger, making true gross margin invisible
  • Revenue per employee below industry benchmarks for a firm at this size and stage
  • Blurred ideal client profile from acquisitions, making sales targeting and margin analysis less precise
  • No department-level dashboards or KPIs to track progress against growth goals

Kathleen reviewed the firm's financial infrastructure and identified the gap between what they had and what the business needed. Working alongside the existing accounting team — not replacing them — the review examined how financial data was structured, how it was being used, and where it was falling short.

That meant looking at the P&L for how costs were classified, the A/R aging report for how cash was actually moving, the chart of accounts for whether it was organized to produce useful information, billing practices across all three divisions, and whether any of the numbers leadership was seeing reflected what was actually happening in the business.

The goal of the Financial Assessment isn't a report that gets filed and forgotten. It's a working view of the business the owners can actually use — built in the first 30 days.

What was delivered:

Live Dashboard

A weekly leadership dashboard and monthly team-level dashboard with KPIs — replacing fragmented reports across multiple systems.

Action Plan

A phased 12-month plan organized into four 90-day sprints, prioritized by impact and sequenced to build on each prior phase.

A/R Recovery Roadmap

A categorized view of receivables — write-offs, active collections, and nurture — with a structured process to recover at-risk cash.

Department Budgets

Clean 2026 budgets by division, built from unified financial data for the first time.

The assessment surfaced several issues limiting growth and profitability. Three stood out as the highest priority.

1 of 3

Cash Was at Risk

The A/R aging picture was the most urgent finding. More than 60% of outstanding accounts were past 61 days — and receivables older than 91 days represented 81% of the firm's total cash balance. The average delinquent balance was small, suggesting that lower-value accounts were being left to age rather than actively collected.

This wasn't just a collections problem — it raised questions about the profitability of certain client segments and billing models entirely. The action plan addressed this directly: categorize receivables, write off what was unrecoverable, design a collections process, and move recurring billing to annual cycles that reduce A/R exposure going forward.

2 of 3

The Financial Picture Was Fragmented

Three separate accounting systems meant no single source of truth. Cost of goods sold was buried inside the general expense ledger, making it impossible to see gross margin by division or client type. Rent and shared overhead weren't fully reflected in the P&L, which meant profitability was being overstated.

Consolidating to a single system, reclassifying pass-through costs as COGS, and allocating overhead to departments would give leadership an accurate picture of what each division was actually contributing — and where pricing or cost structure needed to change.

3 of 3

The Client Base Had Drifted

Growth through acquisition had expanded the client base, but also blurred the firm's ideal client profile. The result was a mix of legacy accounts, high-value relationships, and lower-margin engagements that looked similar on the surface but performed very differently.

The plan included identifying the ideal client profile, tiering the existing account base, building strategic account plans for the highest-value relationships — and creating a structured exit plan for accounts that weren't a fit.

A clear path to the three-year goals

$100K+
A/R cash recovery projected in year 1
$6M
Year 1 revenue target (up from $5M)
15%
Year 1 profit margin target (up from 12%)
$300K+
Net profit improvement at year 1 targets
$7M
3-year revenue target
20%
3-year profit margin target
Financial clarity you can actually use

Most agency owners make critical decisions without a reliable financial picture. Kathleen builds the systems and dashboards to change that, so you're working from real numbers instead of gut feel.

A partner who already knows your industry

Generic financial advisors don't understand how creative and tech firms work. Kathleen does — meaning faster diagnosis and more relevant advice from day one.

Focus on outcomes, not just advice

We don't hand you a report and disappear. We roll up our sleeves and work with you to drive real changes in financial performance, team readiness, and margin — month after month.

The value compounds

The longer we work together, the more the financial infrastructure becomes a tool your team uses to make decisions rather than something you have to interpret on your own.

Not sure your numbers reflect what the business is really doing?

Start with the Financial Assessment.

A structured 30-day diagnostic that gives you a live view of your business and a clear plan for what to fix first.

Talk to Kathleen

30 minutes · No obligation · Kathleen responds personally